Digital and External Purchases
This website does not directly process payments, ship physical items, or fulfill digital downloads. Any purchases made through external platforms or retailers are subject to the refund and return policies of the platform where the purchase was completed.

Events, Registrations, and Subscriptions
If this website offers event registrations, memberships, or subscription-based access in the future, refund eligibility will be clearly stated at the time of registration. Unless otherwise specified, all registrations are non-refundable once confirmed.

Contact and Inquiry Submissions
There are no charges associated with submitting contact forms, subscribing to updates, or requesting information through this website. Therefore, refunds do not apply to inquiries or communications.

Errors and Issues
If you believe you were charged in error or experienced an issue related to information provided on this website, please contact us directly so we can review the matter.

Changes to This Policy
This Refund and Return Policy may be updated at any time without prior notice. Continued use of the website indicates acceptance of any changes.

Contact Information
For questions regarding this policy, please contact:

Mark F. Hobson, PhD
Phone: 603-860-1380
Email: drmarkhobson@gmail.com